INCOME PROTECTION & TOTAL PERMANENT DISABILITY CLAIMS
Income protection and TPD (total permanent disability) claims arise due to a loss of income that may arise due to unforseen circumstances.
Many superannuation funds, life insurance policies, income protection insurance policies or other personal insurance policies provide insurance for cases of death and disability. These can include (but are not limited to):
- Income protection;
- Mortgage protection; and
- Trauma benefits
If a person with this insurance is suffering total permanent disability (which may be from injury or chronic illness), they can make a claim to a benefit.
An inability to work because of total permanent disability is very difficult, and can cause severe financial and emotional strain on the incapacitated person and their family. It is important to be aware of your rights and ensure that your claim is prepared by specialised personal injury lawyers to achieve the highest possible lump sum payment.
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